Mirovinski sustav u Republici Hrvatskoj od 2002 godine

professional thesis

• Title (english): Pension system in the Republic of Croatia since 2002
• Author: Veljko Šteković
• Mentor: Damir Bakić (mentor)
• Granter: University of Zagreb; Faculty of Science; (Department of Mathematics); Zagreb
• Defense date and country: 2018, Croatia
• Scientific / art field, discipline and subdiscipline: NATURAL SCIENCES; Mathematics

Abstract

U radu je prikazana osnovna podjela mirovinskih sustava, karakteristike mirovinskih sustava, te uzroci krize javnih mirovinskih sustava. Rad se najviše bazira na hrvatskom mirovinskom sustavu kroz povijest, temeljne pokazatelje sustava te mirovinsku reformu i rezultate mirovinske reforme. Osnovna podjela mirovinskih sustava napravljena je s obzirom na način financiranja i to na: pay-as-you-go (PAYGO) sustav koji se još naziva sustav međugeneracijske solidarnosti i sustav tekućih plaćanja te sustave kapitalizirane štednje i knjigovodstveno rezerviranje. U radu su pobliže objašnjene karakteristike PAYGO sustava i sustava kapitalizirane štednje te njihove razlike. Nakon upoznavanja s uzrocima krize javnih mirovinskih sustava dan je kratak osvrt na čileansku mirovinsku reformu i prijedlog Svjetske banke za reformu mirovinskog sustava. U nastavku se daje kratak pregled povijesti hrvatskog mirovinskog sustava te razlozi za provođenje mirovinske reforme i prikazuju rezultati iste. Rezultati reforme prikazani su kroz njihov utjecaj: na mirovinske troškove, nacionalnu štednju, administrativne troškove mirovinskog sustava, razvoj tržišta kapitala te socijalne efekte.

Abstract (english)

Basic division of pension systems, characteristics of pension systems and causes of crisis in the public pension systems are shown in this work. The work itself is mostly based on Croatian pension system through history, basic indicators of the system and pension reform and its results. Basic division of pension systems is done according to the way of financing on: pay-as you-go (PAYGO) system, also known by the name of system of intergenerational solidarity and system of current payment; systems of capitalized savings and book reserving. In this work characteristics of PAYGO systems and systems of capitalized savings, as well as their differences, are explained in a more detailed way. After introduction with the causes of crises in public pension systems, a short overview on the Chilean pension reform is given here, as well as the recommendation of the World Bank for the reform of pension system. In continuation, there is a short overview of history of Croatian pension system with the reasons for conducting pension reforms. The results of the pension reform are also shown. Aforementioned results are shown through its influence on: pension expenses, national savings, administrative expenditures of the pension system, development of the capital market and social effects.

• Keywords: mirovinski sustav; temeljni pokazatelji sustava; mirovinska reforma
• Keywords (english): pension system; basic system indicators; pension reform
• Language: croatian
• URN:NBN: urn:nbn:hr:217:022195
• Study programme: Title: Actuarial Mathematics; Study programme type: university; Study level: postgraduate specialist; Academic / professional title: sveučilišni/a specijalist/ specijalistica aktuarske matematike (sveučilišni/a specijalist/ specijalistica aktuarske matematike)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2019-04-03 10:16:02